Default Configuration

The CLI initializes the contract with these defaults (adjustable by admin):


 
ScoreConfig:
  baseScore:             300
  maxScore:              900
  scale:                 100
  repaymentWeight:       2
  protocolWeight:        10
  tenureWeight:          1
  liquidationWeight:     3
  activeDebtPenalty:     5
  riskBandWeight:        5
  maxScoreDeltaPerEpoch: 50
 
ProtocolConfig:
  bronzeThreshold:       20  (repaymentRatio %)
  silverThreshold:       40
  goldThreshold:         60
  platinumThreshold:     80
  maxLiquidationsAllowed: 3
  nftEpochValidity:      12  (epochs, approx. 60 days at 5-day epoch)
 
Epoch duration: 432,000,000 ms (5 days)